Terms of Use

Last updated: February 1, 2026

Please read these Terms of Use (“Terms”) carefully before using www.nmshumaker.com (the “Site”) operated by NM Shumaker (“Company,” “we,” “us,” or “our”).

These Terms are entered into between you (“you,” “user”) and NM Shumaker. These Terms govern your access to and use of the Site, including all content, functionality, products, services, and features offered through the Site, whether as a guest or registered user.

Eligibility

This Site is intended for users who are 18 years of age or older.

By using this Site, you represent and warrant that:

  • You are at least 18 years old

  • You are legally able to enter into binding agreements

  • You will comply with these Terms

If you do not meet these requirements, you must not use the Site.

Changes to These Terms

We may update or revise these Terms at any time at our sole discretion. Changes are effective immediately upon posting.

Your continued use of the Site after updates are posted means you accept the revised Terms.

Access to the Site

We reserve the right to modify, suspend, or discontinue the Site or any part of it without notice.

We are not liable if the Site is unavailable at any time.

You are responsible for:

  • Having internet access required to use the Site

  • Ensuring anyone using your connection complies with these Terms

Account Security

If the Site offers account creation:

You agree to:

  • Provide accurate and current information

  • Maintain confidentiality of login credentials

  • Notify us immediately of unauthorized account use

We reserve the right to disable accounts if Terms are violated.

All personal data is handled according to our Privacy Policy.

Purchases and Payments

If you purchase products or services from the Site:

You agree that:

  • Payment information provided is accurate

  • You are authorized to use the payment method

  • You are responsible for all charges incurred

We may use third-party payment processors. By making a purchase, you agree to their processing terms.

We reserve the right to cancel or refuse orders for reasons including:

  • Pricing errors

  • Product availability issues

  • Suspected fraud

  • Illegal or unauthorized transactions

Reliance on Information

All content is provided for general informational and educational purposes only.

We do not guarantee accuracy, completeness, or usefulness of Site content.

Any reliance on Site content is at your own risk.

Third-Party Content

The Site may include third-party content, guest content, or user submissions.

We are not responsible for third-party content accuracy or opinions.

User Contributions

If the Site allows posting (comments, forums, etc.):

You grant us a worldwide, royalty-free license to use submitted content.

You represent that:

  • You own or have permission to share the content

  • Your content complies with laws and these Terms

You are responsible for your posted content.

Content Standards

You may not post content that:

  • Is illegal, abusive, threatening, hateful, or discriminatory

  • Violates intellectual property rights

  • Contains malware or harmful code

  • Promotes illegal activity

  • Impersonates others

  • Misrepresents affiliation

Intellectual Property

All Site content, including text, graphics, branding, design, images, videos, and materials, is owned by NM Shumaker or licensed providers and protected by intellectual property laws.

You may use Site content for personal, non-commercial use only.

You may not:

  • Reproduce or resell content

  • Modify or create derivative works

  • Publicly distribute content without permission

All trademarks, logos, and branding remain Company property.

Prohibited Uses

You agree not to:

  • Violate any laws

  • Harm minors

  • Send spam or unsolicited promotions

  • Attempt to access restricted systems

  • Upload harmful code

  • Use scraping or automated bots

  • Interfere with Site performance

Monitoring and Enforcement

We reserve the right to:

  • Remove content

  • Suspend or terminate accounts

  • Report illegal activity

  • Cooperate with law enforcement

Third-Party Links

The Site may link to third-party websites. We are not responsible for third-party content, policies, or practices.

Indemnification

You agree to defend and hold harmless NM Shumaker from claims, damages, liabilities, and expenses resulting from:

  • Your Site use

  • Your violation of these Terms

  • Your violation of laws or third-party rights

Disclaimer of Warranties

The Site is provided “AS IS” and “AS AVAILABLE.”

We do not guarantee:

  • Error-free operation

  • Security from viruses

  • Continuous availability

  • Accuracy of content

Limitation of Liability

To the fullest extent allowed by law, NM Shumaker will not be liable for:

  • Indirect or consequential damages

  • Data loss

  • Business interruption

  • Loss of profits

Total liability will not exceed the greater of:

  • $2,500, OR

  • Amount paid by you to Company in last 12 months

Governing Law

These Terms are governed by the laws of the Commonwealth of Virginia, United States.

Legal disputes must be filed in Virginia courts unless otherwise required by law.

Arbitration (Optional but Standard)

We may require disputes to be resolved through binding arbitration under American Arbitration Association rules.

Time Limit to File Claims

Any claim must be filed within one (1) year of occurrence or be permanently barred.

Entire Agreement

These Terms constitute the full agreement between you and NM Shumaker regarding Site use.

Contact Us

If you have questions about these Terms:

NM Shumaker
Virginia, United States
Email: nm.shumaker@gmail.com